E-Commerce test

What is E-commerce?

E-commerce (Electronic Commerce) - represents all financial and commercial transactions made through computer networks, as well as processes related to business activity and execution of such operations.

What do we offer?

The best E-commerce commissions on the market in the Republic of Moldova
All contract terms are discussed individually

Benefits of E-commerce service

The protection is ensured by integration of Verified by Visa and Mastercard SecureCode security systems, as well as by additional anti-fraud filters
Specialized technical assistance offered by the Bank during site configuration for accepting online card payments
Receiving payments for the products and services offered by the company via Visa and Mastercard cards 24/24
Attracting new customers who prefer making online payments
No physical trading point for offering products and services
Reduction of company’s spending for money operations

Terms for connecting the E-commerce service

Connection only of legal entities, residents of the Republic of Moldova
Owning a special current account (for storing the insurance deposit) within BC Victoriabank SA
Provide the Bank a brief description of your business, based on the following topics:
1. Business Description:
-strategy and objectives;
- potential customers;
- products and services proposed
- planned volume of sales

2. Interaction with customers:
-registering customers, checking and storing information about them
- providing the customer support service, correspondence and dispute resolution
- payment terms and cancellation of the order, manner of delivery and returns.

3. Deliver and storage of products, providing necessary services.

4. Advertising of products/service offered: links to other sites, radio, television, magazines, etc.

5. Performing products returns and customers crediting period in case of product returns or cancellation of orders.

Receive payments quickly and easily via Google Pay™

All Victoriabank customers who use the e-commerce solution can now accept payments via Google Pay directly in their online stores. Simple, fast and secure. Google Pay brings a new payment experience, ready to make life easier for both you and your customers.

The Google Pay button will be automatically added to the bank's payment page, and customers will be able to pay by selecting one of two authentication methods:

card saved in the Google account
card saved in Google Wallet

With Google Pay, your business grows quickly: you receive instant payments without additional fees, attract more customers from around the world and enjoy fast, secure transactions with a high success rate, thanks to the advanced security offered by Google.

For further details or any questions, call Customer Support or your manager.

All payments via Google Pay are automatically included in Victoriabank's e-commerce service, ensuring a smooth and secure experience.

Google Pay supports both a tokenized solution, which will always be preferred. Most issuers will accept this as being SCA, and hence not result in the need for completion of 3D-Secure.

In case it is not the tokenized solution that is used, or the issuer declines the transaction for missing SCA, Victoriabank gateway will automatically continue with the 3DS flow to ensure the payment can succeed.

Google Pay merchant partners must comply with the Google Pay API usage policy and accept the Google Pay API terms and conditions.

Google Pay is a trademark of Google LLC.