Expres Loan Online

About the credit

Purpose

consumer needs for various purposes

Term

minimum 6 months

maximum 60 months

Maximum credit amount

400,000 MDL

Eligibility requirements for applicants

citizenship of the Republic of Moldova or foreign citizenship / statelessness – tax residence of the Republic of Moldova
minimum age of 18 years old at the date of credit issuance
is a Victoriabank customer and has a qualified advanced electronic signature
maximum age of 65 years old at the maturity date of the credit
official income and capacity to pay that meets the bank requirements
at least 6 months of work at the current job and at least 6 salary records in the State Tax Service Report
during the last calendar year, not there were arrears up to 61 days for the repayment of credits/ loans contracted from other creditors
no credits / loans subject to enforcement in the last 3 years

Required documents

The identity document

Note: The Income certificate (if the income is not reported to the State Tax Service) and/or other supporting documents regarding the additional revenues collected (as the case may be).

Costs

File analysis commission - 0 lei
Interest rate - 9,10%

Be financially responsible and careful to pay back the loan on time.

Example of calculation

For a credit in the amount of 200,000.00 MDL for a period of 5 years, with an interest rate of 9.10% (fixed) the monthly payment is 4,161.38 MDL, the effective annual interest rate (EAR) is 9.49%, and the total amount payable will be 249,683.15 MDL.

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