The “First House” credit is a product offered by Victoriabank within the State Program, which is issued for the purchase of residential real estate, under the conditions laid down by the Law and the Regulation of the Government of the Republic of Moldova.
Natural persons, citizens of the Republic of Moldova, who meet the eligibility criteria established according to the “First House” State Program
Maximum 8 years
Mortgage of the real estate purchased through the Program
Up to 90% of the purchase price of the dwelling (maximum 900,000 MDL)
When you can benefit from the compensation granted from the state budget in the amount of 50% of the secured credit balance. You shall meet the following eligibility criteria:
You shall apply for the compensation from the state budget independently (without involving the bank), including:
to record in the Electronic Register of applications for compensations (available on the official website of the State Program “First House” - www.primacasa.gov.md after signing the contracts in accordance with the Regulation for the implementation of the Program State “First House”, approved by the Decision of the Government of the Republic of Moldova no. 202 of 28.02.2018
to upload the following scanned documents in the Electronic Register of applications for compensations:
Documents proving the income of persons who do NOT collect income at Victoriabank:
Documentele aferente imobilul procurat şi adus în garanţie:
For a credit worth 300,000 MDL contracted for a period of 8 years, with the interest rate of 11.12% standard, the maximum monthly rate is 4,733.85 MDL and the minimum is 4,733.85 MDL. The effective annual interest rate (EAIR) is 12.30%. The total payment amount will be 460,773.33 MDL.