VB Kid

MDL 3,50% | USD 1,10% | EUR 0,70% | up to 120 month

About deposit Interest rate in bank's cash desksBenefits Early termination of the contractRequired documentsNote

About the children's deposit

Term

up to 120 months

Interest rates in case of opening a deposit at the bank's cash desks

TermMDLUSDEUR
48 month3,50%1,10%0,70%
60 month
72 month
84 month
96 month
108 month
120 month

Benefits

  • The value of the initial deposit – 1.000 MDL, 100 USD / EUR
  • Maximum value  - the maximum deposit balance cannot exceed 1.000.000 MDL, 50.000 USD/ EUR
  • Additional replenishment - unlimited, by transfer from a current account
  • Partial withdrawals  - not allowed
  • Periodicity of interest payment - annually to the current account indicated in the deposit contract
  • Interest rate  - floating
  • Interest bonus - the bank calculates double interest for the date that coincides with the minor's birthday
  • Automatic extension - if the automatic extension option was selected when setting up the deposit, then the deposit is extended to the conditions valid on the respective day of the 60-month deposit Disponibil VB
  • The possibility of opening and servicing a card account Mastercard Gold on preferential terms

Account and card servicing fees for depositors

Early termination of the contract

Early termination can take place at any time:

  • at the request of one of the parents or legal representative, if the minor is under 14 years of age
  • at the request of the minor with the written consent of the parent or legal representative, if the minor is over 14 years old
  • at the request of a minor who has reached the age of 18 years

Interest rate on early termination:

  • In the first 12 months the interest is recalculated at the rate 0%
  • After 12 months - interest is paid in proportion of 50%

Required documents

  • The identity card of the parent / legal representative
  • The child's birth certificate or identity card
  • The decision to appoint the curator, issued by the guardianship authority

Note

The deposit guarantee ceiling (the maximum amount payable) is MDL 100,000, to a depositor and per Bank.

VictoriaBank
Detalii