STAR Card Platinum

Unique in its own way.

Exclusive and Privileged, just like you!

Order the shopping card

About the card

nDestination
  • shopping card
  • loyalty card
  • revolving credit card
k Credit term

60 months, repayment schedule for the last 24 months

h Credit amount

Minimum amount: 50,000 lei, maximum amount 1,000,000 lei (up to 6 net salaries)

l Grace period

up to 56 days

Benefits

  • Up to 12 interest-free instalments
  • You receive a bonus of 100 STAR points (the equivalent of 100 MDL) after you first use the STAR card at merchants
  • Up to 15% of the value of purchases made in partner stores for terminal payment (POS) Victoriabank:
    • 0.35% of the value of purchases made on the territory of the Republic of Moldova and
    • 0.1% of the value of purchases made abroad

For each payment with STAR card, you accumulate points:

1 point = 1 MDL

  • 50% cashback, for maximum 2 insurance policies contracted annually, purchased and paid for with the STAR Card Platinum card on the rapidasig.md website for the 15-day Green Card, for cars with up to 9 seats.

    To receive cashback - select payment with Victoriabank card STAR Platinum 50% cashback.

    Quantification of the one-year period begins on the date of purchase of the first insurance policy.

    Example: when purchasing the first insurance on 24.05.2023, the year will be considered completed on 23.05.2024.

  • Qualitative Concierge services
  • Insurance for clients traveling abroad
  • Hotel reservation and car rent
  • Access to more than 1000 VIP Lounge rooms in airports from over 450 cities

Lounge Key - FREE (Unlimited)

  • The Lounge Key service offers you comfort and convenience at the airport, for a pleasant journey

  • More than 1000 Key Lounges in airports in more than 450 cities
  • Comfortable space while waiting for the race
  • Instant access to the waiting room with the presence of the card
  • Visiting the halls is also possible with the guests of the card holder
  • You can find more information and the list of Lounge Key rooms on the website loungekey.com

Mastercard Lounge – FREE

Free and unlimited access to the Mastercard Lounges in the airport Bucharest - Bucharest Henri Coandă International Airport

Concierge 24/7-FREE

If you need some information about transport, hotel, house cleaning, gifts delivery, taxi order – then Mastercard Concierge for your Mastercard Platinum will do that for you, and even more.

Insurance-FREE

If you want to travel abroad, it is good to know that you can benefit from an insurance, to be safe in any corner of the world you would be.

Email: info@moldasig.md


Scan the QR-code to access the Insurance Policy

Rules

Costs

  • Floating Interest Rate 13,99%

    Composed of the NBM Reference Index (3,46%) and the Bank's Fixed Margin (10,53%)

  • Commission in the case of cash withdrawals from ATMs and Victoriabank POS - 2%
  • Transfer initiated through remote service channels - 2%
  • Initial card issuance - Free
  • Free the first year, starting with the second year – 1000 MDL/year.

    The commission will be paid at the beginning of each year, starting with the second year



Calculation example

For a credit line in the amount of MDL 50,000 MDL, the monthly rate is a maximum of MDL 2,500, and the maximum possible monthly interest is MDL 594.09. In total, the maximum possible monthly payment is MDL 3,094.09. The effective annual interest rate (EAR) for the loan used in cash is 18.16%, and the total amount payable (loan amount + all related costs) is MDL 84,277.71.

The calculations carried out may vary insignificantly due to the possibility of changing the actual number of days between maturities.

Be financially responsible and careful to pay back the loan on time.