"Prima Casă Plus" loan

• Identity card (applicant, spouse/ co-debtors (if applicable)

• Documents proving the income of persons who do NOT collect income at Victoriabank:

  • Employment contract + all subsequent agreements
  • Documents confirming other types of income considered in addition to the basic income of the applicant (military pension, real estate lease contract, income from entrepreneurial activity)

• The certificate, issued by the Public Institution "Cadastre of Real Estate", which confirms that the applicant and, as the case may be, the spouse meet the conditions provided for in paragraph 4. (1), lit. d), e), from Law 218/2024, namely:

  • d) at the date of the mortgage loan request, the beneficiary or his/her spouse does not own any home in exclusive ownership or together with other family members or:
    • owns at most one home that, regardless of the method of acquisition and the date on which it was acquired, has a living area less than or equal to 50 square meters; or
    • owns a house in exclusive ownership or together with other family members, regardless of its a living area, located in a village or commune, with the exception of villages and communes in the municipality of Chisinau;
  • e) the beneficiary or his/her spouse has previously purchased at most one home through the Program whose living area is less than or equal to 50 square meters and has fully paid off the mortgage loan contracted under the Program.

Documentele aferente imobilul procurat şi adus în garanţie:

• Title deeds related to the real estate and the identity card of sellers
• Valid excerpt issued by Public Services Agency
• Sale and purchase pre-contract, from which the value of the transaction, the advance paid and the remaining payment difference follow
• Proof of the advance payment (e.g. current account statement, deposit, Escrow or a relevant statement in the pre-contract)
• Real estate valuation report, prepared by an independent valuer approved by Victoriabank