The Investment Loan “Livada Moldovei” for smart investment solution

About credit

Purpose

Victoriabank concluded the refinancing agreement to join the project – Livada Moldovei, becoming project financial partner for financing from funding granted to Government of the Republic of Moldova by European Investment Bank (EIB).

Loan Value

from 5,000 EUR up to 3,000,000 EUR

Currency

MDL,EUR

Maturity

up to 120 months

The Project Benefits

The grace period on loan payment up to 4 years
Tax subsidies
Zero VAT rate
Exemption from import duties

Eligible credit destination

The acceptable purposes involve any types of investments with reference to perennial plantations (except the acquisition of agricultural land) and connected areas of activity

Construction of greenhouses
Placement of irrigation systems
Construction in reconstruction of production spaces,

Acquisition of equipment and refrigeration trucks
Purchase of agricultural machines
Establishment of additional areas for perennial plantations
Purchase of machine tools for connected industries (printing houses, packaging manufacturers),

Acquisition of equipment for wineries
Landscaping and decorative gardening
Working capital for investment projects (кcontainers, boxes, pallets, packaging), etc.

Types of accepted pledges

Movable or immovable assets
Pledge of funds on deposit account

Eligibility criteria

The activity operates in the Republic of Moldova
There shareholders of the enterprise that are holding at least 75% of the share capital must be young citizens of the Republic of Moldova
Your company must have financial stability

How to apply for a loan

Contact the branch you are already working with
Fill out the loan application;
Submit the legal-constitutive decision for contracting the loan and the legal authorized representative of the company within the legal transaction
Attach copy of the last two (annual) financial reports and for the last completed quarterly trial balance.