Destined for the purchase, construction, modernization, consolidation, rehabilitation, extension, completion of real estate for residential use, for a period of up to 30 years
purchase / construction of residential real estate located in Moldova
modernization / consolidation / rehabilitation / extension / completion of residential real estate
purchase of land plots for residential constructions provided only the construction project is financed
13 months
30 years
up to 100% of the project cost
The FLOATING interest will initially be set at the value of:
Offer 1
7.38% floating Interest rate – for customers who meet one of the following conditions: employees of budgetary institutions within salary projects, are employed in the IT field, work in a company providing accounting services, private medical sector, private education or in a company with over 500 employees
Offer 2
7.88% floating Interest rate – for customers who meet one of the following conditions: work in a private company from 101 to 500 employees or receive their salary on a Victoriabank card
Standard Offer
8.38% floating Interest rate – for customers who do not meet any of the specific conditions mentioned above
For a credit in the amount of 750,000.00 MDL for a term of 25 years, the following payments are expected:
For the 7.9% FIXED Interest Rate in the first 24 months, and starting from the 25th month - 7.38% floating, the monthly payment is 5,739.03 MDL during the period of application of the fixed rate and 5,493.83 MDL for the floating rate. The effective annual interest rate (EAR) is 7.84%, and the total amount payable (loan amount + all related costs) is 1,666,863.02 MDL.
For the 7.38% floating Interest Rate, the monthly payment is 5,484.03 MDL. The effective annual interest rate (EAR) is 7.72%, and the total amount payable (loan amount + all related costs) is 1,657,204.95 MDL